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Healthcare glossary

Common terms, defined simply.

TermMeaning
All-cash priceThe price a provider charges when you pay directly, without billing insurance.
CoinsuranceYour share of a covered cost as a percentage, after the deductible.
CopayA fixed amount you pay for a covered service.
DeductibleWhat you pay for covered care before your insurance starts paying.
Direct primary care (DPC)A membership paid directly to a primary care practice for a defined set of services.
Good Faith EstimateAn estimate of expected charges that uninsured or self-pay patients can receive for scheduled care.
Health risk assessment (HRA)A questionnaire about health history and habits used to identify risks.
Out-of-pocket costWhat you pay yourself for care.
Preventive careCare that helps prevent illness or catch it early, such as check-ups and screenings.
Price transparencyPublishing prices so patients can see costs before care.
Self-payPaying for care yourself instead of using insurance.
TelehealthCare delivered by video or phone.
Working uninsuredPeople who are employed or self-employed but lack health insurance.

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