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Healthcare guides
Understanding the healthcare system can be daunting. These guides explain the basics in plain language.
What is direct primary care?
Direct primary care (DPC) explained: a monthly membership paid directly to a primary care practice, what it usually covers and how it differs from insurance.
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Cash-pay healthcare, explained
What cash-pay (self-pay) healthcare is, why cash prices can be lower and simpler, and questions to ask before you book.
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Price transparency rules explained
An overview of US federal price transparency rules for hospitals and health plans, and what they mean for patients comparing costs.
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The No Surprises Act
What the federal No Surprises Act does: protections against many surprise medical bills and Good Faith Estimates for uninsured or self-pay patients.
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Good Faith Estimates
If you are uninsured or paying yourself, you have the right to a Good Faith Estimate of expected charges for scheduled care under the No Surprises Act.
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Why preventive care matters
Preventive care such as check-ups and screenings helps catch problems early. Why prevention was at the heart of BrightPay.
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Your annual check-up
What usually happens at an annual check-up, how to prepare, and why BrightPay rewarded members for completing one.
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What is a health risk assessment?
A health risk assessment (HRA) is a questionnaire about your health history and habits that helps identify risks. BrightPay rewarded members for submitting one.
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Know your numbers
Blood pressure, cholesterol, blood sugar and weight: the health numbers worth knowing, and why BrightPay’s founder made them a priority.
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Telehealth basics
How telehealth visits work, what they are good for and when to go in person or seek emergency care.
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Membership vs. insurance
How a healthcare membership such as direct primary care differs from health insurance, and why many people use both.
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Budgeting for healthcare
Practical ways to plan and budget for healthcare costs when you are self-employed or uninsured.
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Join BrightPay Today
Affordable, transparent all-cash prices and rewards for the working uninsured
We work with users of all backgrounds. Find a doctor that fits you, see the price up front, and get rewarded for taking care of your health.