Healthcare guide
Membership vs. insurance
Memberships and insurance do different jobs.
| Care membership (e.g. DPC) | Health insurance | |
|---|---|---|
| Pays for | A defined set of services from one practice | A broad range of care, including hospital and emergency care, subject to plan terms |
| Price | Flat, published fee | Premiums plus deductibles, copays and coinsurance |
| Large or unexpected costs | Generally not covered | Covered according to the plan |
Finding coverage
Marketplace plans, and financial help to pay for them, are available at HealthCare.gov or your state marketplace.
General information only, not medical, legal or financial advice. Rules change; check official sources such as CMS.gov and HealthCare.gov, or ask a professional.
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